Stop fraudsters!
Protect your business

Use OptiTrust to check if bank statements are authentic


UPLOAD MULTIPLE DOCUMENTS TO VERIFY (easy drag & drop, via client link, or via API).

KNOW IN SECONDS if you are working with an authentic bank statement / proof of payment / proof of account.

START IMMEDIATELY - create a profile, buy credits and upload the documents. No complex integration required.

OPTIONAL EXTRAS: TRANSACTION CATEGORISATION + EXPORT the combined statement information in an easily readable format.

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Secure
Trusted
Proven
5 Ways how fraudulent bank statements put your business at risk


  1. Financial Loss. Approving loans or credit based on fake statements can lead to significant financial losses.
  2. Reputational Damage. If your business is associated with fraudulent activities, it can severely damage your reputation and erode customer trust.
  3. Legal Consequences. Failing to detect fraud may result in legal penalties, fines, or regulatory sanctions.
  4. Operational Disruption. Addressing fraud can disrupt business operations and divert resources.
  5. Loss of Competitive Edge. Fraud can erode your competitive advantage in the market.

OptiTrust enables businesses to do quick, reliable fraud checks on customer supplied PDF account statements.

The OptiTrust system was developed to do the heavy lifting, so that you don’t have to.

How OptiTrust benefits you

Peace of Mind

Being able to trust the information on which you rely to make business decisions, is priceless.  

Saves Time

OptiTrust gives you results in seconds, no matter how many statements you upload at once.

Saves Money

Fraud costs you money. OptiTrust is the best value- for-money solution available in the market.

Informed Decisions

With accurate financial data, you can make far better informed decisions.

Improved Trust and Credibility

Working only with authentic financial documents enhances your credibility with clients, partners, and investors.

You are in control

Verifying the authenticity of bank statements means you are in control, not the fraudsters.

Testimonials

“As a small business owner, OptiTrust has been a game-changer. It’s incredibly easy to use and provides instant verification. Since using this service, I’ve significantly reduced the risk of fraud. Highly recommend it to any business working with bank statements!”

W. Laubscher - FTP Services

“Verifying the authenticity of bank statements used to be a time-consuming process. OptiTrust has streamlined our operations and improved our efficiency, not to mention our bottom-line! The accuracy and speed of the verification process is impressive, and it has helped us maintain compliance with regulatory standards. It’s an invaluable tool for anyone in the loans’ industry.”

A. Hopkins - Dola Money

In the real estate industry, we often encounter fraudulent documents, which can lead to significant financial losses. Since we started using OptiTrust, we’ve been able to detect and prevent fraud effectively. The service is reliable, user-friendly, and has become an essential part of our due diligence process. It has saved us time and money, and we couldn’t be happier with the results.”

C. Raymond - Homes4U

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Key features

Immediate access

Create a profile, buy credits and upload the documents you want to verify. It is as simple as that. No complex integration required.

Pay as you go

Our pay as you go service means we can equally cater for individuals and large businesses. Simply use the service as and when you need it. You can request a refund for unused credits.

Easy document upload

Whether you want to upload 1 document, or multiple documents for multiple accounts simultaneously, we've got you covered. You can drag & drop documents, send a link to clients for them to upload the documents, or upload via API.

Superfast results

See within seconds if you are working with an authentic bank statement / proof of payment / proof of account. 

Set bank statement periods

You can set the statement period you require (e.g. 3 months). The system will analyse the uploaded statements and inform you of the:
1) Statement period start date;
2) Statement period end date, and
3) If any dates are missing (i.e. not on the statements) within that period.

Combined statement with transaction categorisation

Uploaded separate statements but want to see the info in one combined document? No problem! Just export the combined statement, showing all transactions with categorisation, in an easily readable format.

Client Dashboard

Once registered, you have access to your own fully featured dashboard, from where you can manage your clients or branches, and access your previously uploaded results.

Technical Support

Access to a Technical Account Manager to help with everything, whether it is to get started with our no-integration solution, or to integrate OptiTrust with your online application process, including automating data delivery.

Helpdesk / Training 

Need assistance, or training for your staff? 
Contact us. We are here to help :)

"96% of South African respondents said that their businesses should be doing more to guard against fraud"

Marcin Nadolny, Head of EMEA Fraud & Fincrime & Data Science at SAS.

Once you have registered, you will see the option to buy credits on your dashboard. Various easy payment options are available.

You can request a refund for any unused credits. The refund will be made within 24 hours.

An account option is available for high usage customers. Please contact us for more information.

Yes we do. Please contact us for more information.

You can select the storage period on your company profile - from 1 day up to 3 years. Select the appropriate period for your industry.

The cost is determined by your plan. There is a pre-paid, or a contract option. The pricing of the contract option will be determined by usage volume.

The cost is calculated per unique bank account number per bundle.

A "bundle" consists of the document(s) that you upload at the same time (in one go).

There are 2 types of services you can choose when you upload a bundle:
1) Authentication service
2) Transaction/ categorisation service (price automatically includes the authentication service)

On the pre-paid option, authentication service is billed at 5 credits and the transaction service is billed at 10 credits. (Unreadable and unoriginal files uploaded will incur only the authentication charge).

The charge is per account number, per bundle. For example, if there are 10 documents in the bundle with the same account number, there will only be 1 charge. If there are 10 documents in the bundle but 3 account numbers, there will be 3 charges.

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USE CASES

Banking and Financial Services

Ensures the authenticity of financial documents, preventing fraud and maintaining regulatory compliance.

Lending and Credit

Helps lenders verify the financial health of applicants, reducing the risk of loan defaults

Real Estate

Verifies the financial stability of buyers and tenants, ensuring reliable transactions.

Insurance

Prevents fraudulent claims by verifying the authenticity of financial documents submitted by policyholders.

E-commerce

Ensures secure transactions by verifying the financial details of customers and vendors.

Healthcare

Verifies the financial information of patients for billing and insurance purposes.

Investigation Services

Assists in investigations pertaining to financial fraud and provides proof if documents were tampered with.

Travel and Hospitality

Verifies the financial information of customers for visas, bookings and reservations.

Education

Verifies the financial status of students applying for scholarships or financial aid.

Government and Public Sector

Ensures the authenticity of financial documents for various public services and benefits.

Legal Services

Ensures the authenticity of financial documents used in legal proceedings.

Fraud and deceit are anxious for your money. Be informed and prudent

~John Andreas Widtsoe

Did you know?

The cost of fraud in South Africa is significant and has been increasing over the years. 

In the past 12 months, 49% of companies in South Africa reported an increase in fraud incidents.

Between 2018 and 2020, South Africa reported total losses from economic crime exceeding 25 billion Rand.

South Africa has one of the highest reported incident rates of economic crime globally, often exceeding the global average by 27 percentage points.

These figures highlight the substantial financial burden that fraud imposes on businesses in South Africa. Implementing robust fraud prevention measures is crucial to mitigate these costs and protect financial health.

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